Insurance & Financing
Use Health Benefits and FSA Funds to Your Advantage
Hearing insurance, while only offered to about 15 percent of the workforce, can provide much greater relief in terms of cost. Regardless, these benefits run dry at the end of the year if they aren’t used, so be sure to contact your insurer for more information about your specific policy.If Upstate Hearing and Balance is a preferred provider with your insurance company, we will directly bill your insurance for payment.
Your employer may also offer an FSA or HSA (flexible spending account or health savings account) that pulls money from your paycheck pre-tax and sets it aside for future medical expenses. In this case, the costs would still come out of your pocket, but it would be untaxed.If you’ve already used your FSA funds for the year, please consider what your hearing needs will be next year when you sit down with your company’s benefits coordinator and decide how much of your paycheck you’d like to reserve tax-free.
Affordable Hearing Care and Financing Options That Fit Your Budget
Your investment in better hearing is a time-intensive process that, when all is said and done, benefits your quality of life in ways that you may not have experienced in years. You may not hear better overnight, but by retraining your ears and brain to process sounds that it hasn’t heard in years — a process we can help you with at Upstate Hearing and Balance — your satisfaction with your devices will continue to increase.
Once you’ve acquired your hearing aids, you’ll have access to unlimited follow-up care, batteries for your devices when you need them, and a three-year warranty that protects your hearing system from the wear and tear that heat, humidity, moisture, and oils can cause. And while there’s no getting around the fact that healthcare is a high-ranking expense for many Americans, we do our best at Upstate Hearing and Balance to help you get the treatment you need with financing options and payments that you can afford. Ask our audiologists for more information about these options.
Upstate Hearing and Balance also accepts cash, check, and Visa, MasterCard, American Express, as well as contactless payments (ApplePay, Samsung Pay, Google Pay). In addition, we have partnered with other institutions to provide convenient payment options for our patients. Available options are listed below. Our front office staff can explain these options in further detail during your visit.
Wells Fargo Health Advantage® credit card* program
- Convenient monthly payments to fit your budget
- Revolving line of credit that you can use for future healthcare needs
- Flexible terms promotions available, ask your healthcare provider for details
- Easy to use online account management and billing payment options
*The Wells Fargo Health Advantage® credit card is issued with approved credit by Wells Fargo Bank, NA.
CareCredit® for Hearing Health
Your Healthcare Credit Card.CareCredit is a healthcare credit card for every member of the family.
CareCredit offers special financing on purchase of $200 or more* for healthcare costs not commonly covered by insurance, including hearing aids.Learn more by visiting www.carecredit.com or contacting our office.
*Subject to credit approval. Minimum monthly payments required. See carecredit.com for details.
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